The utilization or access to the services offered by Finmeadowstech which is owned by FIN MEADOWS TECHNOLOGIES PRIVATE LIMITED ("we," "us," or "our") is subject to the following Terms and Conditions. We are dedicated to providing our users/customers (“you”, or “your”) with a reliable payment processing experience. We have outlined the rules and regulations that govern the use of our services in these terms and conditions. Please read these terms and conditions carefully before accessing or using our payment gateway. We encourage you to read through them carefully to ensure a transparent and mutually beneficial payment process. Our commitment to delivering a seamless and secure payment experience is of the utmost importance to us.
User Agreement
Our User Agreement governs your use of our payment gateway services and sets forth the terms and conditions you must adhere to. The use of our services constitutes your agreement to these terms. You are solely responsible for maintaining the confidentiality of your account credentials and ensuring that your account is only used for legitimate and lawful purposes. Your account should not be accessed or misused by anyone without your permission.
Registration of Account
In order to access our payment gateway services, you must create an account by providing accurate and complete information. It is your responsibility to keep your account credentials confidential and secure. When you register an account, you confirm that you are of legal age and capable of entering into binding agreements. Our services are not available to minors. During the registration process, you agree to provide truthful, current, and complete information. You should promptly update your account details if there are any discrepancies or outdated information. In the event that you suspect that your account has been accessed or used unauthorizedly, you must notify us immediately. If your account is accessed or misused by unauthorized persons, we are not responsible for any losses or damages.
Authorized Users
Any account or privileges associated with your account are intended solely for your personal use, and may not be shared, transferred, or assigned to anyone else. You are responsible for all actions taken under your account, including those performed by authorized users. Ensure that all authorized users are aware of these terms and conditions and agree to comply with them. You acknowledge that any actions, transactions, or liabilities incurred by authorized users on your account are your sole responsibility, and you are liable for any consequences arising from their activities.
Description of Service
Online payments are processed securely through our payment gateway. Users can initiate, authorize, and manage electronic transactions, including payments and fund transfers, through this service. The merchant or service provider may offer a variety of payment options, such as credit and debit cards, bank transfers, and electronic wallets. Through the payment gateway, users can purchase goods and services, make donations, and settle outstanding balances with merchants.
Although we strive to provide uninterrupted access to our payment gateway, we cannot guarantee that there will not be occasional downtime or technical issues. If users encounter any disruptions or discrepancies while using the service, they are encouraged to report them. While using our payment gateway, users must adhere to all applicable laws, regulations, and our terms and conditions. Misuse, fraud, or violations may result in account suspension or legal action.
Fees and Charges
You acknowledge that certain fees and charges may apply when using our payment gateway services. A detailed disclosure of these fees will be provided to you before any transaction is completed. You are responsible for reviewing and understanding these fees before proceeding. Depending on the type of transaction and payment method chosen, transaction fees may vary. The fees cover the cost of processing and facilitating your payments securely. Our fee structure may be updated or modified at any time, and such changes will be effective immediately. By regularly reviewing our terms and conditions, you can stay informed about any fee adjustments.
Processing of Payments
We are committed to providing secure and efficient electronic payment processing. The following steps are involved in initiating a payment transaction through our platform. The payment gateway will request authorization from your financial institution or payment provider upon submission of a payment request. An authorization is necessary to verify that funds or credit are available for the transaction. You will receive confirmation of the successful transaction, which may include a transaction ID, receipt, or notification. It confirms the completion of your payment request. A detailed record of your payment transactions, including the date, amount, and recipient information, is kept in your account for your reference.
Protection of Data
We adhere to the highest security standards when it comes to protecting your sensitive information. During every transaction, our payment gateway employs robust security measures to protect your data. We use industry-standard encryption protocols to encrypt all data transmitted through our platform. In this way, your payment information remains confidential and inaccessible to unauthorized parties. To ensure the security and privacy of your data, we adhere to strict industry standards and regulations. Regular audits and assessments are part of our commitment to compliance. We take every precaution to protect your information, but you also play an important role in keeping it safe. Passwords should be updated regularly, and suspicious activity should be reported immediately.
Responsibility of Users
Ensure that your account information, including your contact details and payment methods, is accurate and complete. Any changes or updates should be communicated promptly. Secure your account credentials, passwords, and any other authentication methods you use to access our payment gateway. Your account's integrity may be compromised if you share this information or engage in negligent security practices. You may only use our services for lawful purposes. It is strictly prohibited to engage in illegal or fraudulent activities, including unauthorized access or payment disputes without valid reasons.
Activities that are Prohibited
Fraudulent transactions, including chargebacks or unauthorized payment disputes for valid transactions, are strictly prohibited. It is prohibited to access other people's accounts, systems, or data without their permission. You must not attempt to breach security measures or gain unauthorized access to any part of our platform. We do not tolerate the use of our services for illegal or unlawful purposes, including money laundering, financing of illegal activities, or any other actions that violate local laws. The distribution of malware, phishing, spamming, or any other action that compromises the security or integrity of our platform or its users is strictly prohibited.
Intellectual Property Rights
Text, graphics, logos, images, and software on this website are the intellectual property of FIN MEADOWS TECHNOLOGIES PRIVATE LIMITED and are protected by applicable copyright and trademark laws. This website grants its users a limited, non-exclusive, and revocable license to access and use the content solely for the purposes of using the payment gateway's services. Unauthorized reproduction, distribution, modification, or use of the website's content is strictly prohibited without prior written consent from the website owner. FIN MEADOWS TECHNOLOGIES PRIVATE LIMITED reserves the right to seek damages and injunctive relief if its intellectual property rights are violated.
Privacy
You can trust us to safeguard your privacy and protect your personal information. Visit our Privacy Policy page to learn more about how we use your personal information.
Termination of Account
In the event of a violation of our terms and conditions, fraudulent activity, or any actions that compromise the security and integrity of our platform, we reserve the right to terminate or suspend any user account at our sole discretion, with or without notice.
Limitation of Liability
Although we strive to provide a secure and reliable payment gateway service, users agree that they use our platform at their own risk. In no event shall we be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use our services. Any warranty or guarantee regarding the accuracy, reliability, or availability of our payment gateway services is expressly disclaimed. Our services are provided "as is" and "as available".
Our users understand that third-party service providers may facilitate their transactions. The actions, content, or services provided by these third parties are not our responsibility, and any disputes must be resolved directly with them. Users are solely responsible for managing their financial information and ensuring the accuracy of all transactions conducted on our platform. Inaccurate or unauthorized transactions may result in financial losses or damages.
We shall not be liable for any delays, interruptions, or failures in our service caused by circumstances beyond our reasonable control, including but not limited to natural disasters, war, or technical failures. We will make reasonable efforts to restore services promptly in such cases.
Indemnification
By using our payment gateway services or violating our terms and conditions, users agree to indemnify and hold us harmless from any claims, liabilities, losses, damages, costs, or expenses, including legal fees. We indemnify you from any claims made by third parties, including but not limited to customers, vendors, and other users, in connection with your actions or transactions. Any claims or potential claims that may trigger this indemnification obligation must be promptly reported to us. We may not be able to provide assistance in the defense of such claims if you do not do so.
Governing Law
In the event of a dispute arising under these Terms and Conditions, the laws of India will apply to interpret and enforce them.
Resolution of Disputes
A fair and impartial arbitration process will be used to resolve any disputes or claims arising from the use of our payment gateway services. In the event of a dispute between users and our company, binding arbitration will serve as the sole method of resolving the issue. The arbitration will be conducted according to the rules and procedures of a recognized arbitration institution mutually agreed upon by both parties. Arbitration shall be conducted at a location determined by the arbitration institution. Accordingly, the arbitration provision shall be enforceable to the fullest extent permitted by law. This arbitration clause and the Terms and Conditions shall remain in full force and effect if any part of this provision is deemed unenforceable.
Changes to Terms and Conditions
Whenever necessary, we may update or modify these terms and conditions to reflect changes in our services, industry regulations, or other legitimate reasons. To stay informed of any changes, users are encouraged to review the terms periodically. Use of our payment gateway services following the posting of revised terms constitutes acceptance of those changes. Our users should discontinue using our services if they do not agree with the revised terms.
Contact Us
Please contact us if you have any questions or concerns regarding our Terms and Conditions.
info@finmeadowstech.com